Payment Options Overview
A summary of payment resources
The Payment Options in Upmind is the area for configuring global payment settings. This section outlines how to access and customise payment capture, billing automation, client wallet, and multi-currency features to match your business requirements.
To open the Payments Options page:
- Log in to your Upmind account.
- Click Settings in the left menu.
- Select the Payment Options tile.
Gateway settings
At the top of the Payment Options page, you can customise how Upmind handles automatic payments.
Field Name | Description |
---|---|
Payment capture mode | This setting controls whether card payments are captured immediately or just authorized for later capture. Immediate capture is useful to avoid chargebacks from fraudulent payments.
|
Authorization capture delay days | Set how many days after authorization the payment should be captured (applies if using Authorize mode). |
Enable partial payments for clients | Allow clients to pay invoices in parts, not just in full. |
Statement description | Set a description to appear on client statements (if supported by the payment processor). |
Force card storage | Store card details securely for future use, if supported by the gateway. |
Delete card only if replacement | Only remove a stored card if a new one is added and the account has active services. |
Force auto payment for stored details | Automatically charge invoices using stored payment details. |
Enable payment details store for shared invoices | Show Save payment details and Allow auto payment options for shared invoices. |
To add or remove payment gateways, visit the Payment Providers section.
Billing automation
Customise how Upmind handles recurring, overdue, and failed payments, including notifications.
Field Name | Description |
---|---|
Max authorization capture attempts | Maximum number of times to attempt capturing an authorized payment. |
Invoice charge attempt interval days | Days between automatic charge attempts. |
Max invoice charge attempts | Total number of automatic charge attempts for an invoice. |
Reset payment attempts on successful payment | Resets payment attempts for overdue or unpaid invoices when a client pays another invoice, applying only to invoices that have reached the maximum payment attempts. |
Days’ notice before card expiry notification | Number of days before the card expiry to notify the client. |
Attempt other saved card on failed payments | Try other stored cards if the automatic payment on the main card fails. |
Failed card cool-down charge interval | Wait time (in hours) before retrying a failed card payment. By default, this is set to 2 hours. Set it to 0 to disable this feature. |
Invoice categories, for auto-charging | Select invoice types to auto-charge:
|
Charge interval before due date | Days before the due date to attempt the first invoice charge. |
Charge interval before due date (with pending payments) | For gateways that are not instant and can take time like Direct Debit, set days before due for pending payments. |
Max days to attempt payment after charge date | On an import from an external system to Upmind, limit how long to keep trying to charge overdue imported services. |
Payment days term priority | Choose which due date to use if multiple services on an invoice have different payment days.
|
Expiration notices | Set how many days before product expiry to send notifications. |
Cancel invoices on stopped contract | Automatically cancel invoices older than X months for suspended/cancelled/closed contracts. |
Purge pending payments after X days of inactivity | Automatically remove pending payments not completed after X days. |
Client wallet
Customise client wallet (account balance) settings for your clients.
- To learn more about client wallet settings, follow this guide.
- To learn more about how clients can access their wallet after they log in to their store account, follow this guide.
Field Name | Description |
---|---|
Credit limit | Allow clients to have a negative wallet balance up to a set limit. |
Credit limit* | Maximum negative balance in your brand’s default currency. |
Day of the month for generating wallet statement | Set the day each month to generate wallet statements. |
Multi currency balance | Enable use of wallet balances across different currencies, with automatic conversion. |
Auto consume balance on invoice due date | Automatically use wallet balance when an invoice is due. |
Possible top-up | Control whether clients can top up their wallet, regardless of active services.
|
Force credit note on top-up | Always issue a credit note for wallet top-ups. |
Top-up credit note tax template | Set the tax template for credit notes on wallet top-ups. If not set, the system will use the default tax template. |
Payment currencies
Manage how invoices and payments are handled in multiple currencies.
Field Name | Description |
---|---|
Enable payment in different than document currency | Let clients choose a preferred payment currency per payment, not just per invoice. |
Updated 17 days ago