How to Add Paytm as a Payment Method in Upmind

Paytm is an Indian digital payment platform that supports UPI, wallets, cards, and net banking for transactions.

Getting credentials

Before adding Paytm as a payment gateway, log in to your Paytm Business Dashboard to obtain the necessary credentials: Merchant ID, Merchant Key, Website, Industry Type, and Channel ID.

• To obtain the Merchant ID, Website, Industry Type, and Channel ID, go to Settings in the left-hand menu → Profile → Account Details.
• To generate the Merchant Key, go to Developer Settings in the left-hand menu → API Key, and generate it for either the test or production environment.

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NOTE

If test credentials are not available in your Paytm dashboard or cannot be generated, you will need to request them by submitting a support ticket to Paytm. In some cases, merchants may have access only to live credentials, especially if their account is already set up.

Adding a payment provider

Go to Settings → Payment providers in your admin area. Then click Add payment provider and choose Paytm.

Adding details

Scroll down to the page and complete the necessary fields.

1. Enter a display name. We suggest Paytm.
2. Click the Test Mode and select the option.
3. Enter the Merchant ID, Merchant Key, Website, Industry Type, and Channel ID that you obtained from your Paytm Business Dashboard.
4. You might Test Credentials and it will show Successful authentication!
5. Add currencies (only INR is available).
6. Enter payment instructions (optional).
7. Click Create.

After setting up Paytm in Upmind, you'll get a webhook URL. You need to add this URL as the payment and refund webhook in your Paytm account.

Here's how to set it up on your Paytm account:

1. Log in to your Paytm account.
2. Go to Developer Settings in the left-hand menu.
3. Click on Webhook URL.
4. Add Upmind provider webhook as the payment and refund URL.

Editing the payment method in Upmind

You can change or update the payment method. Go to the Payment Providers page, click the three dots, and select Edit.