> ## Documentation Index
> Fetch the complete documentation index at: https://docs.upmind.com/llms.txt
> Use this file to discover all available pages before exploring further.
# How Payments Work in Upmind
Payment methods in Upmind refer to the various ways clients pay for products and services, including credit cards, bank transfers, and cryptocurrency. These can be stored for recurring billing or used once.
Stored methods enable [automatic](/using-upmind/payment-methods/how-to-set-up-automatic-payments#/) and secure invoice payments, while one-time methods require manual action for each transaction.
## **Connection to gateways**
**Payment gateways** are connected to payment methods, which serve as intermediaries, safely transferring transaction data between your company, customers, and financial institutions.
When a client selects a payment method, the gateway encrypts and routes the data, verifies funds, and completes the transaction. Some gateways require a linked merchant account to settle funds. Others (e.g., PayPal) handle settlement directly.
Gateways determine which methods are available, which you can configure in your platform’s settings to align with client preferences and regional requirements.
## **Managing payment methods**
### **Admin area**
You can manage payment methods in Upmind in a few ways. **Admins** can add payment gateways from **Settings** > **Payment Providers**.
Follow this guide for more information on [how to add payment gateways](/using-upmind/payment-methods/payments-in-upmind/available-payment-gateways).
They can also add payment methods for individual clients by navigating to **Clients** > **Billing** > **Payment Methods**.
### **Client area**
**Clients** manage their stored methods in the **Billing** > **Payment Methods** area of their portal, where they can add, update, or remove options.
Admins can also [impersonate the client](/using-upmind/client-management/how-impersonating-a-client-works#/) to add payment methods and handle failed payments manually or through automated settings. For more information, follow this [guide](/using-upmind/payment-methods/how-to-use-different-payment-methods#/).